Top Honolulu Mortgage Rates This November

Have falling property prices enticed you into buying a new house? Current values may be low, but don’t forget to research Honolulu mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.

Current Best Mortgage Rates in Honolulu, HI

Depending on the type of mortgage you choose, the interest rates offered will vary. However, whether you end up with a fixed rate or adjustable rate mortgage, there is a lender with an affordable interest rate in Honolulu for you. Below are the local lenders currently offering the best mortgage rates this month:

Best Fixed Mortgage Rates in Honolulu

15-Year Fixed

• Pentagon Federal Credit Union: 3.25%
• • Orig. Fees: 1%
  • Points: 0


• Rock Financial: 3.25%
• • No Orig. Fees
  • Points: 1.75


• Quicken Loans Inc: 3.25%
• • No Orig. Fees
  • Points: 1.75

30-Year Fixed

• Rock Financial: 3.99%
• • No Orig. Fees
  • Points: 2


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Pentagon Federal Credit Union: 4.13%
• • Orig. Fees: 1%
  • Points: 0

Lowest Honolulu ARM Rates

3/1 ARM

• Pentagon Federal Credit Union: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• Pentagon Federal Credit Union: 3.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you verify these rates with the lender before you apply. These rates are accurate as of 11/01/11, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Honolulu mortgage rate.